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45 articles for “financial technology”
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Fintech Innovations and Their Impact on Global Markets
Abstract: Financial technology (fintech) is revolutionizing the global financial sector by improving efficiency, inclusivity, and transparency. By integrating technology with financial services, fintech innovations, such as blockchain, artificial intelligence (AI), digital wallets, and peer-to-peer lending are challenging conventional systems. These advancements not only increase the accessibility of financial services for underserved communities but also provide unmatched convenience to consumers and businesses globally. Blockchain, one of the most significant innovations, has transformed …
Published in International Journal of Software Computing and Testing · Vol. 11, Issue 1, 2025 · pp. 1–5 Read article
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Blockchain as the Bard of Securities Settlement: A New Way to Think About Trust, Speed, and Openness
Abstract: One of the most promising uses of blockchain technology in financial markets is to modernize securities settlement procedures. Centralized intermediaries, like clearing houses and custodians often cause delays, operational inefficiencies, and counterparty risk in traditional settlement systems. Blockchain, or distributed ledger technology (DLT), can completely change this infrastructure by making real-time, peer-to-peer settlement possible, increasing transparency, and making recordkeeping unchangeable. This article looks at the legal, regulatory, and operational effects …
Published in International Journal of Distributed Computing and Technology · Vol. 11, Issue 2, 2025 · pp. 13–20 Read article
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State-wise Assessment of Rooftop Solar Progress: Role of Financial Assistance and Policy Frameworks in Driving Market Growth in India
Abstract: India's rooftop solar (RTS) sector has experienced significant growth, aligning with the nation's commitment to sustainable energy. This paper explores the growth trajectory of the rooftop solar sector, particularly focusing on the domestic category in Indian states, where government initiatives and financial support from both the Central Government (Ministry of New and Renewable Energy, MNRE) and state governments have played crucial role in promoting adoption. Over the years, improvements to …
Published in International Journal of Renewable Energy and its Commercialization · Vol. 11, Issue 2, 2025 · pp. 65–81 Read article
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A Descriptive Survey to Assess the Level of Social Media Addiction Among Adolescents in an Urban Community in New Delhi, India
Abstract: INTRODUCTION: Adolescents worldwide now engage with social media daily, with social media addiction emerging as a psycho-behavioral condition marked by excessive, uncontrollable use and compulsive attention to social media. This addiction has been associated with various negative health outcomes. As social media's popularity continues to rise, concerns about its impact on teenage health and well-being have gained significant social and academic focus. Given these concerns, there is an urgent need …
Published in International journal of Nursing Science Practice and Research · Vol. 11, Issue 2, 2025 · pp. 23–33 Read article
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A Preliminary Evaluation of Renewable Energy Technology Financing Options for Nigeria
Abstract: Renewable energy technologies (RETs) ought to play a complementary role to conventional energy technologies as these have the potential to meet up energy needs in rural areas with regards to access, availability and affordability. Despite these potentials, the current challenge is how to finance their deployment and services. Since long-term growth in the market for RETs is going to be determined by social and economic development that is occurring in …
Published in International Journal of Renewable Energy and its Commercialization · Vol. 1, Issue 1, 2015 · pp. 1–5 Read article
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Industrial Effluent Pollution and Sustainable Treatment Strategies: An Analytical Approach
Abstract: Industrialization has significantly propelled economic development across the globe, but it has also led to the generation of vast quantities of hazardous effluents that pose serious threats to the environment and public health. Industrial effluents, depending on their origin, often contain high levels of chemical oxygen demand (COD), biological oxygen demand (BOD), total dissolved solids (TDS), toxic heavy metals, dyes, solvents, pharmaceutical residues, and other harmful substances. This research paper …
Published in International Journal of Green Chemistry · Vol. 12, Issue 1, 2026 · pp. 20–25 Read article
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Harnessing the Power of Information Technology in Libraries
Abstract: In an age characterized by rapid technological advancements and an ever-growing volume of digital information, libraries face the imperative to adapt and harness the power of information technology to remain relevant and fulfill their mission as information hubs. This abstract explores the transformative impact of information technology on libraries, highlighting key themes and challenges in this dynamic landscape. Libraries have evolved from traditional repositories of print materials into dynamic digital …
Published in International Journal of Digital Communication and Analog Signals · Vol. 9, Issue 1, 2023 · pp. 16–20 Read article
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Basic Principles and Techniques in Powder Metallurgy
Abstract: This study provides a brief overview of recent advances in powder metallurgy methods, and their applications as challenges encountered throughout the research. The primary goal of this paper is to showcase the different uses of modern powder metallurgy technology and to inspire visitors to learn more about these topics and produce more papers about it. Metallic injection moulding (MIM) is another term for advanced powder metallurgy. The technique could be …
Published in International Journal of Metallurgy and Alloys · Vol. 8, Issue 1, 2022 · pp. 1–4 Read article
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E- Learning
Abstract: The information technology affects the people, the process and the productivity of the organization. It’s a strategic business decision and not a financial decision to be taken the least cost approach. Information Technology acts as a vehicle, to handle the management education. The information technology decision is also influenced by student’s factors. The choice of information technology is made on the basis of the ability of the students in the …
Published in International Journal of Digital Communication and Analog Signals · Vol. 1, Issue 1, 2015 · pp. 23–28 Read article
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Management of Technology –Theory and Practice
Abstract: Successful companies often link engineering, science, and management disciplines to develop and enhance their technological capabilities to achieve their strategic objectives besides giving competitive advantage to themselves on the basis of proprietary knowledge and know-how. As a result, they are making judicious use of technologies in launching their products in the market. This study is based on the theory of technological change process, which was developed by the ideas of …
Published in International Journal of Construction Engineering and Planning · Vol. 2, Issue 1, 2016 · pp. 34–46 Read article
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Smart Interiors for Aging Adults: Integrating Technology for Independent Living
Abstract: This report explores the integration of smart home technology in interior design to support independent living for aging adults. As the global population ages, there is a growing need for innovative solutions that allow older adults to age in place safely and comfortably. The study examines key smart home technologies, including AI-driven systems, assistive robotics, voice and gesture control, and healthcare integration, highlighting their potential to enhance safety, accessibility, and …
Published in International Journal of Housing and Human Settlement Planning · Vol. 10, Issue 2, 2024 · pp. 1–14 Read article
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Renewable Energy Adoption for Reducing Urban Pollution
Abstract: Urban pollution has become a critical environmental and health concern. The rapid urbanization and increasing energy demands have led to a significant rise in urban pollution, posing severe threats to environmental sustainability and human health. This study examines the role of renewable energy adoption in mitigating urban pollution, based on a structured survey conducted among various stakeholders, including energy experts, city officials, and general residents. The survey covers awareness, technological …
Published in International Journal of Environmental Chemistry · Vol. 11, Issue 2, 2025 · pp. 1–10 Read article
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Parametric Analysis and Optimization of Nuclear Assisted Electrolytic Hydrogen Production System for On-site Applications
Abstract: The use of compact water electrolyser units as an alternative source of hydrogen to the high pressure hydrogen cylinder banks used at present in nuclear and thermal power reactors for turbo-generator rotor cooling applications has been analysed in this work. Financial metrics have been used for assessment of the technology substitution in the nuclear industry in India, primarily by comparing the levelised costs of onsite hydrogen generation in small generators …
Published in International Journal of Chemical Engineering and Processing · Vol. 6, Issue 1, 2020 · pp. 14–26 Read article
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Financial Architecture of MFI-Linked Microfinance Portfolio
Abstract: In India, the microfinance industry has been a strong enabler in the financially underserved, unbankable and unserved rural population at large. The positive role played by microfinance is evident from the awarding of universal banking and small finance bank licenses to the top Microfinance Institutions (MFIs) in India. Over the past few years, the microfinance industry has seen strong growth with the introduction of institutional provisions like revision of RBI …
Published in International Journal of Landscape Planning and Architecture · Vol. 3, Issue 2, 2017 · pp. 1–22 Read article
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AI-Based Fraud Detection in Financial Transactions
Abstract: Financial fraud continues to pose a severe danger to individuals, businesses, and the global economy, necessitating the development of effective and innovative detection and prevention approaches. This research study examines the use of artificial intelligence (AI) techniques to detect fraudulent conduct in financial transactions. This paper investigates the advancements, challenges, and courses of AI-based fraud detection in financial transactions through a thorough examination of the research, case studies, and practical …
Published in International Journal of Embedded Systems and Emerging Technologies · Vol. 10, Issue 1, 2024 · pp. 1–9 Read article
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Sustainable Approach of Solid Waste Management Strategies - A Case study of Aurangabad
Abstract: ‘Change’ a phenomenon of transition that takes place anywhere, anytime and in anything. May that be for systems, lifestyles, process, climate, weather, environment, population, pollution, technologies, techniques, etc. this change is turning into challenges and has become a hustle for every living finding out alternative and solution for the same. Due to the development and increase in industrialization, urbanization, population, pollution, economy, etc. one of the major challenges rising up …
Published in International Journal of Geological and Geotechnical Engineering · Vol. 8, Issue 1, 2022 · pp. 26–36 Read article
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Barriers to Advanced Reproductive Technologies in the Subsistence Dairy Farming Systems: Key Constraints andthe Way Forward
Abstract: The adoption of advanced reproductive technologies (ARTs) in subsistence dairy farming remainslimited despite their potential to enhance genetic improvement, fertility rates, and overall productivity.This study explores the key constraints hindering the integration of ARTs, including artificialinsemination, embryo transfer, and ovulation synchronization, within small-scale dairy productionsystems. Financial constraints, lack of awareness, inadequate veterinary support, and socio-culturalresistance are identified as primary barriers. Limited access to affordable credit, high costs ofreproductive inputs, and …
Published in International Journal of Animal Biotechnology and Applications · Vol. 12, Issue 1, 2026 Read article
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Barriers to Advanced Reproductive Technologies in the Subsistence Dairy Farming Systems: Key Constraints and the Way Forward
Abstract: The adoption of advanced reproductive technologies (ARTs) in subsistence dairy farming remains limited despite their potential to enhance genetic improvement, fertility rates, and overall productivity. This study explores the key constraints hindering the integration of ARTs, including artificial insemination, embryo transfer, and ovulation synchronization, within small-scale dairy production systems. Financial constraints, lack of awareness, inadequate veterinary support, and socio-cultural resistance are identified as primary barriers. Limited access to affordable credit, …
Published in International Journal of Animal Biotechnology and Applications · Vol. 12, Issue 1, 2026 Read article
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A Review on Property Price Tracking Using ML Model
Abstract: The very common reason for an investment is to get benefits in future. Different legal and illegal utilization leads to cost fluctuation. It is therefore important to well manage the [exploitative] of the property, and an application like price predictor is well equipped with optimal solution. However, such price prediction methods require an appropriate knowledge and experience regarding this domain. By utilising machine learning techniques and algorithms, the price of …
Published in International Journal of Analog Integrated Circuits · Vol. 8, Issue 2, 2022 · pp. 11–20 Read article
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A review on Surface engineering and its methods.
Abstract: Surface engineering is the process of creating a surface/substrate composite system that achieves performance that neither the surface composition nor the substrate alone can achieve. This is achieved by modifying the substrate surface to improve beauty, provide environmental protection, or increase mechanical or physical performance.. Surface engineering plays a significant role in tribology and modifies or coats a component's surface to improve its properties. This article logically analyses a wide …
Published in International Journal of Manufacturing and Materials Processing · Vol. 8, Issue 1, 2022 · pp. 20–23 Read article